Fix & Flip, Bridge, Rental / DSCR, and Ground-Up.
Business-purpose real estate financing
Private capital.Clear to close.
Financing options for qualified investors pursuing acquisitions, renovations, stabilized rentals, bridge scenarios, and ground-up projects.
Business-purpose financing only. Not for owner-occupied consumer residences.
Built for serious real estate operators who need a direct, deal-level review.
Asset, basis, scope, liquidity, experience, and exit.
Requirements vary by state, collateral, and transaction.
Pressure-test the capital stack.
Move the inputs to create a quick, illustrative snapshot of a value-add opportunity, then send the actual scenario for a deal-level review.
Illustrative capital Borrower capital
EDUCATIONAL SCENARIO / NOT A QUOTE
$504,000example amount using a fixed 70% projected-value assumptionTotal project cost$510,000
Unmodeled project capital$6,000
Value basis70%
Uses a fixed 70% projected-value assumption for education only. It does not reflect credit policy, eligible loan sizes, available leverage, pricing, approval, or a commitment to lend. Slider ranges are examples, not program minimums or maximums.
A lending partner that understands the deal, not just the file.
Every opportunity has a moving part. We focus on the few that matter most: basis, collateral, execution, and exit.
Fix & Flip
Acquisition and renovation capital structured around the property, the plan, and a credible exit.
PurchaseRehabRefinance
Get terms Bridge
Short-term capital for time-sensitive acquisitions, transitions, lease-up, or a pending conventional exit.
Time-sensitiveValue-addFlexible exit
Get terms Rental / DSCR
Longer-term financing for stabilized investment property, built around property-level cash flow.
Single-familyPortfolioCash-flow
Get terms Ground-Up
Construction financing for qualified builders and developers with a defined budget, schedule, and exit.
ResidentialConstructionExperienced teams
Get terms All programs, leverage, rates, fees, and terms are indicative only and subject to underwriting, due diligence, and final approval.
From first vision to performing asset.
The right capital should fit the business plan at every stage, without forcing every opportunity into the same box.
Representative imagery; not a specific CTC-funded transaction.
Why CTC
Built for operators who valuecertainty over noise.
A fast quote means little if the path to closing is unclear. CTC is designed around direct answers, visible next steps, and disciplined execution from first look through funding.
Get termsTHE CTC STANDARD
Clarity
Know what works, what does not, and what the file needs next.
Conviction
Decisions grounded in the deal, without layers of unnecessary process.
Close
One aligned path through underwriting, diligence, documents, and funding.
Opportunity reviewacross U.S. markets.
Send the property and business plan for an initial review. Every scenario is evaluated on its merits, including the market, collateral, borrower profile, and exit.
State-specific availability. Program and licensing requirements vary by jurisdiction and transaction.A process built to keep the deal moving.
Send the deal
Share the property, capital request, budget, experience, and intended exit.
Get a clear read
We assess the full scenario and surface the key questions without unnecessary laps.
Align the file
Confirm terms, diligence, title, insurance, valuation, and closing requirements.
Clear to close
Keep every party aligned through documents, funding, and the finish line.
Capital for people who execute.
CTC is purpose-built for business-purpose borrowers pursuing real estate opportunities, not owner-occupied consumer loans.
Investors
Acquisitions, renovations, rentals, and portfolio growth.
Builders
Ground-up and major construction with a defined execution plan.
Developers
Bridge and value-add scenarios with a credible capital stack.
Brokers
A decisive lending partner for well-packaged client deals.
Before you send the deal.
Have a scenario that does not fit neatly in a box? That is exactly why the first conversation matters.
Get termsWhat kinds of properties does CTC Funds finance?
CTC Funds focuses on business-purpose real estate opportunities, including fix-and-flip projects, bridge scenarios, rental properties, and qualified ground-up construction. Property type and program fit are reviewed deal by deal.
Does CTC Funds lend nationwide?
We evaluate opportunities nationwide. Program availability, licensing requirements, leverage, and terms vary by state, collateral, borrower profile, and transaction structure.
How quickly can a loan close?
Closing speed depends on a complete file, valuation, title, insurance, legal documentation, and the readiness of all parties. Our role is to establish a clear path early, communicate gaps directly, and keep qualified deals moving.
Is approval based only on credit?
No single metric decides a private-money loan. We evaluate the asset, basis, scope, liquidity, experience, guarantor profile, and exit strategy together. Every scenario remains subject to full underwriting and final approval.
What should I send for an initial review?
Start with the property address, purchase price or current value, requested loan amount, renovation or construction budget, estimated completed value, timeline, experience, and exit plan. A purchase contract, photos, and scope help us move faster.
Start with the deal
Let's get youClear to close.
Share the essential numbers. We'll start with the opportunity and help identify the clearest financing path.
DIRECT DEAL INTAKEdeals@ctcfunds.com
WHAT WE REVIEW FIRST
Property & basisScope & budgetExperience & liquidityExit & timeline